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© 2025 TOTAL CREDIT RECOVERY LIMITED. ALL RIGHTS RESERVED.

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All information and content appearing on the Website is provided for informational purposes only and is provided to you on an "as is" or "as available" basis. TCR makes no representation or warranty as to the accuracy or completeness of the information and content appearing on the Website.

TCR, ITS AFFILIATES AND RELATED COMPANIES, AND EACH OF THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, CONSULTANTS AND AGENTS WILL NOT BE LIABLE TO YOU OR ANY OTHER PERSON FOR ANY LOSSES OR DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL DAMAGES, ARISING OUT OF OR IN CONNECTION WITH, DIRECTLY OR INDIRECTLY, THE USE OR PERFORMANCE OF THIS WEBSITE, ANY INFORMATION OR CONTENT AVAILABLE ON THIS WEBSITE, OR ANY OTHER WEBSITE YOU MAY ACCESS THROUGH THIS WEBSITE.

PRIVACY POLICY

When accessing information on the Website, TCR may ask you to provide personal information at your own discretion. If you provide personal information, you agree to be bound by the terms and conditions of the Privacy Policy of TCR. This Legal Notice will be governed exclusively by the laws of the Province of Ontario and the laws of Canada applicable therein.

You have waived your right to receive pre-notification of the amount of the PAD and agreed that you do not require advance notice of the amount of the PADs before the debit is processed.

Your Payor’s PAD agreement may be cancelled provided notice is received 30 days before the next scheduled PAD. If any of the above details are incorrect, please contact us immediately at 1-800-267-2482. If the details are correct, there is no further action required on your part.

You have certain recourse rights if any debit does not comply with these terms. For example, you have the right to receive a reimbursement for any PAD that is not authorized or is not consistent with this PAD agreement. To obtain more information on your recourse rights, contact your financial institution or visit www.cdnpay.com.

Should you have any questions, please feel free to contact us.

PAYMENT POLICY

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