Make a payment

Feel free to pay directly to your creditor
or choose an option below.

  • Pay with Interac

Please note that not all financial institutions support Interac Debit. If your financial institution is not supported, you can still make a payment through our "Set up pre-authorized debit" option.


  • Bill Payment through your bank account

Total Credit Recovery Limited. (TCR) is registered with most financial institutions.

If this is your first time making an online payment to TCR, you will need to add us as a payee through your online banking portal.

Step 1 : Log in to your online banking portal

Step 2 : Select Payment

Step 3 : Search for Total Credit Recovery Limited on the list of payees and ensure you enter correct creditor account number

For more details about how to add a payee, visit your bank’s website

  • Bill Payment through E-transfer

How to Send an E-transfer to Total Credit Recovery Limited

  1. Log in to your bank account:
    • Access your online banking through your bank's website or mobile app.
  2. Initiate an e-transfer:
    • Select the option to send an Interac e-Transfer.
  3. Enter the recipient details:
    • Email address: paytcr@tcr.ca
    • This email address is set up for Auto Deposit, so no security question or answer is required.
  4. Include necessary information in the message section:
    • To ensure your payment is correctly identified and posted, include the following details:
      • Client name (e.g., Amex, TD, etc.)
      • Account number and name on the account
      • Your contact information
  5. Review and send:
    • Double-check the information to ensure it is accurate.
    • Confirm and send the e-transfer.
    • Contact us directly to confirm the payment was made.
  • Set up pre-authorized debit

You can authorize Total Credit Recovery Limited. to withdraw payments (in full or installments) directly from your bank account.


  • Other payment options

We aim to make paying your bill as easy as possible. Other ways to pay include:

By mail : Send a cheque, money order, or bank draft payable to your creditor with your name, phone number, and account number clearly noted to:

Total Credit Recovery Limited.
225 Yorkland Blvd.
North York, ON
M2J 4Y7

Please notify us of your payment by emailing payment@tcr.ca.

Please do not submit any confidential, proprietary or sensitive personally identifiable information (e.g. Social Insurance Number).

Direct to Creditor: This is often the fastest and most convenient way for you to pay your bill. Please notify us of your payment by emailing payment@tcr.ca.

Please do not submit any confidential, proprietary or sensitive personally identifiable information (e.g. Social Insurance Number).

In-person at bank: Using the letter we sent you, you can pay your bill directly at your bank.

By phone : Call the phone number on the letter we sent you and one of our representatives will be happy to help process your payment.